Fact: If you own a single-family home in San Francisco, you live in luxury housing.

Or, at the very least, a home that is a luxury.

Your house may not be fancy. It may not much to look at. You may not have marble countertops, or recessed LED ceiling lighting, or glamorous views, or an elevator. Yet thanks to San Francisco’s booming economy and limited housing supply, the median price for single-family homes  in (relatively) “more affordable” Bernal Heights now hovers around $1.4 million, which means that even fixer-uppers sell for princely sums.

Still, some luxury homes are more luxurious than others. Earlier this month a new home-sale price record was set for Bernal Heights, as 88 Montcalm was sold for (gulp) $3. 8 million.

At that OMG price, you do get all the amenities — including an elevator.  According to the property listing:

The magnificent light-filled brand new home has sweeping vus of the City to the GG Bridge in 1 direction & water of the Bay ringed by the East Bay hills in another. This extraordinary home has 4 bds & 5.5 baths w/ 3 levels of living, elevator to all levels & panoramic roof deck. The master bdrm has 2 baths & each bdrm has en-suite ba. The entry level has a spacious 2+car garage, media room or exceptionally large bdrm w/ marble bath & walk in closet. This level has easy access to the level, landscaped backyard. On the top level is the finest entertainment level w/ drop dead vus. The marble & Miele kitchen looks out to the Bay, glamorous living room w/ window wall & wrap around terrace.

PHOTO: 88 Montcalm, via Zephyr Real Estate